When Tom VanCleave began looking for a home, he was interested in a private space with a yard to garden. He had been living in a one bedroom apartment where the rent cost was high. A disabled veteran who served in the military, Tom’s situation was unique. He wanted a private home, room for a workshop in the garage, and space to call his own. Also, he needed space to maneuver his wheelchair and walker.
Tom went to CDCU’s Homebuyer Education class and learned the steps to homeownership. CDCU helped guide him through the homeownership pathway. Tom said, “I went through the homebuyer education class to prepare myself to buy a home.”
When Tom started to consider buying a home, he knew he had to build his credit. Working with CDCU’s housing counselor and his bank, he was able to build his credit score and credit history enough to receive a loan.
Tom enlisted the help of CDCU’s real estate agent who, step by step, searched for housing options across the Wasatch front. Tom met with his realtor to discuss his situation and began looking at houses. Tom found that many of the properties were out of his price range. After an extensive search with the realtor, he was able to find a house that met his needs at an affordable price. His new home is in the city of Magna. And, the house was rehabilitated by CDCU through HUD’s ACA program. Tom was thrilled with finding his home, and said. “Carol, my real estate agent, worked very hard to find me a home. We looked at 50 homes, and I can’t say enough good about her and the experience.”
Tom moved into his home this September, and he is thrilled to be a homeowner. He is settling in nicely in the house and creating a new home. Tom is able to maneuver through the neighborhood on his electric wheelchair and is finding his neighbors to be quite friendly.
If you're considering a home purchase, the first step is to make an appointment for a free meeting with a homeownership advisor who can take a look at your budget and credit situation and work with you to help you make great decisions throughout the home purchase process. Our home buyer preparation services are designed to get you on track to reach your home ownership goal. Contact us today at 801-994-7222 or fill out an online inquiry form to schedule an appointment and get started on the pathway to home ownership!
Arturo and Natalie Ruvalcaba rented apartments for years and while owning a home seemed appealing, it seemed to be impossible in the near future. They decided to start looking for a house, spurred by their landlord’s unannounced visits to their apartment. Natalie and Arturo assumed they would have to save for a while before they could afford a home, but they began the house hunt.
When Brad Davis began his teaching career in 2013, he and his wife Brenda started considering purchasing a home for their family. They had been living in an apartment above the garage of Brad’s grandparents while he completed his education, but needed more space as their daughter, Emily, was growing into toddler-hood.
CDCU Success Story, September 2014
CDCU's impact on neighborhood and community revitalization and promoting family stability and self-sufficiency through homeownership is well-established, but it wasn't until CDCU was approached by a Detective from the Unified Police Department of Greater Salt Lake that we realized just how far-reaching an effect CDCU programs and services can have.
CDCU Success Story, June 2014
Nine years ago, Margarita Gerardo was working two jobs to support her family. She her two children were living with another family and wanted to have a home of their own.
CDCU Success Story, August 2013
Buying a home in today’s market can be challenging, especially for a first-time homebuyer on a limited budget making offers on homes against multiple homebuyers. With so many offers being made on the same home, many buyers are squeezed out of the bidding process early on and quickly find themselves back in search mode.
CDCU Success Story June 2013
Brandon and Carly Kerby were tired of moving and wanted a home of their own where they could settle down and raise their four daughters. Therefore, with a real estate agent at their side they began searching for a home not realizing at the time that an unexpected path would lead them to homeownership.