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Donations & Payments

If you would like CDCU to pull a credit report for you, we will need to meet with you to review the credit report & actions you may take. Please call us at 801-994-7222 x200 to schedule an appointment. We charge $17.00 per report. Pay for report.

If you received down payment assistance (DPA) in the past and are refinancing your first mortgage we may be able to subordinate the DPA lien (i.e. go into second position behind the new lender).  Subordinations may be approved for no-cash-out refinances which serve to lower your interest rate & monthly payment or to shorten the term of your loan.  To request a subordination complete & submit the form below (contact info included) along with all checklist items.  We will not go into 3rd position and must be repaid if a second mortgage has been obtained. The request will be denied if the current refinance combines a 1st & 2nd mortgage. Each request is reviewed on a case by case basis.  Download the Subordination Request Form here.  Pay the required $75 processing fee here.

Our agency has a HECM certified counselor willing to answer questions & schedule appointments for homeowners considering a reverse mortgage. We, along with the Department of Housing and Urban Development (HUD) and the Federal Housing Administration (FHA) want to ensure you are able to make an informed decision and that you are able to choose a course of action that will meet your needs. For this reason, housing counseling for HUD’s Home Equity Conversion Mortgage (HECM) is required.

The fee for this counseling is $125. Depending on your level of income and ability to pay this fee will either be charged up front at the time of the counseling or be included in the closing costs of your reverse mortgage. Contact Katie Milligan at 801-994-7222 x206 or at for more information or to schedule an appointment.

Pay this fee online

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